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Banks aren't what you think they are which has become a huge, huge problem.

The world and the US$ in particular has operated on a virtual currency basis for decades. Without realizing it, most people have participated in this radical shift in money therefore banking. If currency is virtual, then what is it that banks actually do? Most people don't know or don't realize what banks really are and the world-altering consequences of this.
Jeffrey Snider
Eurodollar University, 10 December 2022